By 2025, with the US policy in support of the stablecoin, the transactions of stablecoins have surged to 33 trillion.
Stablecoin transactions proliferated in institutions and retail users with more transparent guidance.
The volume of transactions in stablecoins increased by 72% annually, indicating a high demand for dollar-related digital currencies. Analysts associate the expansion with regulatory assurance and more widespread acceptance in standard finance.
Stablecoin transactions driven by regulatory clarity
The momentum of stablecoin transactions has been boosted following the improvement of a pro-crypto approach by the United States in 2025. In July, with the introduction of the GENIUS Act, a clear procedure for the issuance and control of stablecoins was established.
According to what was said by market participants, the rules made it possible to lower the compliance risks of firms and financial institutions. The move prompted companies to add stablecoins to their payments, treasury management, and settlement systems.
A number of international firms indicated that they were planning to introduce proprietary stablecoins. According to industry disclosures, these are Standard Chartered, Walmart, and Amazon.
World Liberty Financial Inc. is a DeFi platform associated with the Trump family, which released a USD1 stablecoin in March. According to analysts, these launches helped in increasing the volumes of transactions in the year.
USDC leads stablecoin transactions while USDT dominates supply
In 2025, USDC reported an approximate of 18.3 trillion in transactions of stablecoin. In common with approximately $13.3 trillion of transaction volume, Tether USDT came next.
The two assets combined formed the majority of the stablecoin business. Nonetheless, their market functions varied according to the usage trends.
According to the CoinGecko statistics, USDT was still the largest stablecoin in terms of market value. Its overall circulation amounted to approximately, $187 billion as compared to the USDC market worth of approximately 75 billion.
The data provided by Artemis had emphasized the fact that USDC was at the top of transactions despite poor circulation. The analysts reported that USDC is mostly applied by traders who exchange money frequently.
Artemis co-founder Anthony Yim said that the same stablecoin is recycled by DeFi traders. He further mentioned that USDT is typically ussed as a payment or a store of value.
Global adoption rises as firms and users shift behavior
In 2025, analysts noticed a decrease in the use of stablecoins on the decentralized platform. This trend implied the use in mainstream financial environments.
According to Yim, the instability in the world was forcing users into assets that were dollar-based. He observed that stablecoins provide easier access to US dollars in economies affected by inflation.
The Chief Strategy Officer of Circle Dante Disparte stated that regulation increased confidence in USDC. He argued that the rules increased liquidity and trust worldwide.
Tether did not respond to the findings. A representative of Artemis said that Tether has less than one percent of the company.
A record high in stablecoin transactions occurred in 2025, with the change of adoption conditioned by the policy clarity. Analysts believe that stablecoins will continue to play a key role in the digital finance sector.
